:root{--bg:#EEF1F5;--ink:#12161F;--ink2:#2A303B;--muted:#5A6372;--card:#FFFFFF;--line:#E2E6EC;--accent:#2445D6;--dark:#12161F;--dark2:#1E2430;--lime:#C8F169;--warm:#FFF1E3;--warmfg:#5C2A05}
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  body{margin:0;background:var(--bg);color:var(--ink);font-family:'Manrope',system-ui,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.5}
  a{color:var(--accent);text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{max-width:1120px;margin:0 auto;padding:0 20px}
  h1,h2,h3{font-family:'Bricolage Grotesque',sans-serif;letter-spacing:-.02em;margin:0;line-height:1.1}
  h1{font-size:clamp(34px,6vw,64px);font-weight:800}
  h2{font-size:clamp(26px,3.6vw,40px);font-weight:700}
  h3{font-size:19px;font-weight:700;line-height:1.25}
  p{margin:0}
  .lead{font-size:clamp(17px,2vw,21px);color:var(--ink2);max-width:620px}
  .muted{color:var(--muted)}
  .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 22px;border-radius:14px;font-weight:700;font-size:15px;border:0;cursor:pointer;font-family:inherit}
  .btn.primary{background:var(--accent);color:#fff} .btn.primary:hover{background:#1B37B0}
  .btn.ghost{background:var(--card);color:var(--ink);border:1px solid #D5DAE3}
  .btn.lime{background:var(--lime);color:var(--dark)}
  nav{position:sticky;top:0;z-index:10;background:rgba(238,241,245,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
  nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
  .logo{font-family:'Bricolage Grotesque',sans-serif;font-weight:800;font-size:24px;color:var(--ink)}
  .links{display:flex;gap:22px;font-weight:600;font-size:14px}
  .links a{color:var(--ink2)}
  @media (max-width:760px){.links{display:none}}
  section{padding:72px 0}
  @media (max-width:760px){section{padding:52px 0}}
  .hero{padding:72px 0 40px}
  .hero .grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:40px;align-items:center}
  @media (max-width:860px){.hero .grid{grid-template-columns:1fr}}
  .hero .col{display:flex;flex-direction:column;gap:22px}
  .ctas{display:flex;gap:12px;flex-wrap:wrap}
  .shots{position:relative;display:flex;justify-content:center;align-items:flex-end;gap:16px}
  .shot{border-radius:22px;overflow:hidden;box-shadow:0 24px 60px rgba(18,22,31,.18);background:var(--card)}
  .shot.phone{width:min(260px,52%);border-radius:34px;border:6px solid var(--dark)}
  .shot.desk{width:min(560px,100%)}
  @media (max-width:860px){.shot.desk{display:none}.shot.phone{width:min(300px,80%)}}
  .ticker{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--card);padding:14px 0;overflow:hidden;white-space:nowrap}
  .ticker .track{display:inline-flex;animation:ticker 38s linear infinite}
  .ticker:hover .track{animation-play-state:paused}
  .ticker span{display:inline-block;padding:0 22px;font-weight:600;font-size:14px;color:var(--ink2)}
  @keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}
  @media (prefers-reduced-motion:reduce){.ticker .track{animation:none}}
  .facts{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
  @media (max-width:860px){.facts{grid-template-columns:repeat(2,1fr)}}
  .fact{background:var(--card);border-radius:20px;padding:22px}
  .fact b{display:block;font-family:'Bricolage Grotesque',sans-serif;font-size:32px;font-weight:800;line-height:1}
  .fact span{display:block;margin-top:8px;font-size:14px;color:var(--muted)}
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
  @media (max-width:860px){.steps{grid-template-columns:1fr}}
  .step{background:var(--card);border-radius:22px;padding:26px;display:flex;flex-direction:column;gap:10px}
  .num{width:36px;height:36px;border-radius:18px;background:var(--dark);color:var(--lime);display:flex;align-items:center;justify-content:center;font-weight:800;font-family:'Bricolage Grotesque',sans-serif}
  .cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
  @media (max-width:960px){.cards{grid-template-columns:repeat(2,1fr)}}
  @media (max-width:600px){.cards{grid-template-columns:1fr}}
  .card{background:var(--card);border-radius:22px;padding:24px;display:flex;flex-direction:column;gap:10px}
  .card .ico{width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;color:#fff}
  .sechead{display:flex;flex-direction:column;gap:10px;margin-bottom:28px;max-width:720px}
  .story{background:var(--dark);color:#fff;border-radius:28px;padding:40px;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:36px;align-items:center}
  @media (max-width:860px){.story{grid-template-columns:1fr;padding:28px}}
  .story h2{color:#fff}
  .story p{color:#C9CFDA}
  .story .big{font-family:'Bricolage Grotesque',sans-serif;font-size:44px;font-weight:800;color:#fff;line-height:1}
  .bars{display:flex;flex-direction:column;gap:12px}
  .bar{display:flex;flex-direction:column;gap:6px;font-size:14px}
  .bar .row{display:flex;justify-content:space-between;color:#fff;font-weight:600}
  .bar .track{height:8px;border-radius:4px;background:#2B3240;overflow:hidden}
  .bar .fill{height:8px;border-radius:4px}
  .two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
  @media (max-width:760px){.two{grid-template-columns:1fr}}
  .quiet{background:var(--warm);color:var(--warmfg);border-radius:22px;padding:24px}
  .who{display:grid;grid-template-columns:120px 1fr;gap:24px;align-items:start;background:var(--card);border-radius:28px;padding:32px}
  @media (max-width:600px){.who{grid-template-columns:1fr}}
  .avatar{width:120px;height:120px;border-radius:60px;background:#D9DEE6;display:flex;align-items:center;justify-content:center;font-family:'Bricolage Grotesque',sans-serif;font-size:40px;font-weight:800;color:var(--muted)}
  .banks{display:flex;flex-wrap:wrap;gap:12px}
  .bank{background:var(--card);border-radius:16px;padding:14px 18px;display:flex;flex-direction:column;gap:2px;min-width:200px}
  .bank b{font-size:15px} .bank span{font-size:13px;color:var(--muted)}
  details{background:var(--card);border-radius:16px;padding:0 20px;border:1px solid var(--line)}
  details+details{margin-top:10px}
  summary{cursor:pointer;font-weight:700;padding:16px 0;list-style:none;display:flex;justify-content:space-between;align-items:center}
  summary::-webkit-details-marker{display:none}
  summary::after{content:'+';font-size:22px;color:var(--muted)}
  details[open] summary::after{content:'–'}
  details p{padding:0 0 18px;color:var(--ink2)}
  .signup{background:var(--card);border-radius:28px;padding:40px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:32px;align-items:center}
  @media (max-width:860px){.signup{grid-template-columns:1fr;padding:28px}}
  form{display:flex;flex-direction:column;gap:12px}
  .field{height:50px;border-radius:14px;border:1px solid #D5DAE3;padding:0 16px;font:inherit;font-size:16px;width:100%;background:var(--card)}
  select.field{appearance:none}
  .hp{position:absolute;left:-9999px}
  .ok{display:none;background:#DDF3E6;color:#17603B;border-radius:14px;padding:16px;font-weight:600}
  footer{padding:40px 0 60px;color:var(--muted);font-size:14px}
  footer .wrap{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between}

  .auth{min-height:calc(100vh - 64px);display:grid;place-items:center;padding:40px 20px}
  .authbox{width:100%;max-width:440px;background:var(--card);border-radius:28px;padding:36px;display:flex;flex-direction:column;gap:18px;box-shadow:0 24px 60px rgba(18,22,31,.08)}
  .authbox h1{font-size:30px}
  .authbox label{display:flex;flex-direction:column;gap:6px;font-size:13px;font-weight:700;color:var(--muted)}
  .divider{display:flex;align-items:center;gap:12px;color:var(--muted);font-size:13px}
  .divider::before,.divider::after{content:'';flex:1;height:1px;background:var(--line)}
  .check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--ink2);font-weight:500}
  .check input{width:20px;height:20px;margin-top:1px;flex-shrink:0}