What the bank says
For SmartHALK eBank (web) and SmartHALK mBank (app) Halkbank lists "an overview of balances and turnover on your accounts". I found no exact steps to a monthly PDF statement for individuals on its public site, so I don't make them up here. The bank's contact centre is open around the clock: 0800 100 111.
Can't find the statement?
Write to your bank (a message in the app, an email or the contact centre) and ask for the monthly statement by email. Under Serbia's Payment Services Act (Article 22), the bank must, at your request and free of charge, give you the details of your transactions once a month, on paper or another durable medium, and a PDF in an email is exactly that. Then the statement arrives by itself each month and you only upload it.
What Saldo reads from Halkbank
- The monthly PDF statement, checked to the closing balance the statement prints.
How to upload it to Saldo
Open Saldo and on the home screen tap the blue Upload a new statement button, then pick the PDF. Saldo reads it and sorts it into categories. It accepts a line only when it fits the balance, so nothing counts until it adds up to the dinar. I never ask for your e-banking password.
Sources
The steps come from the bank's own guides and site, checked 26 October 2026. Banks change their apps from time to time; if something looks different, tell me at info@saldofinansije.com.