What the bank says
For individuals UniCredit offers the mBanking app and eBanking on the web, with a view of your account balance. I found no exact steps to a monthly PDF statement on its public site, so I don't make them up here. In the app, look for statements under your current account or among your documents.
Can't find the statement?
Write to your bank (a message in the app, an email or the contact centre) and ask for the monthly statement by email. Under Serbia's Payment Services Act (Article 22), the bank must, at your request and free of charge, give you the details of your transactions once a month, on paper or another durable medium, and a PDF in an email is exactly that. Then the statement arrives by itself each month and you only upload it.
What Saldo reads from UniCredit
- The monthly PDF statement. UniCredit's statement has no balance after each line, so Saldo checks it against the totals in and out that the statement prints.
How to upload it to Saldo
Open Saldo and on the home screen tap the blue Upload a new statement button, then pick the PDF. Saldo reads it and sorts it into categories. It accepts a line only when it fits the balance, so nothing counts until it adds up to the dinar. I never ask for your e-banking password.
Sources
The steps come from the bank's own guides and site, checked 26 October 2026. Banks change their apps from time to time; if something looks different, tell me at info@saldofinansije.com.